Debt Advice/Help
At Financial Bliss we understand that debt is a part of life. We don´t think of debt as a problem until something happens to our lives or income that makes our debt unmanageable. Things can spiral out of control very quickly and you can be forgiven for feeling that there is nowhere to turn. We understand because we have been there.
There are options, the important thing is that we will make a recommendation because it is the right one for you, NOT because we make more money from it. We´re not here to judge, we´re here to help you move on. We can help you get on the road to recovery, putting you back in control of your finances sooner rather than later. We feel all debt solutions should be done this way.
Secured Loans
Secured loans are not new. Although historically they have a reputation for being expensive and there are some horror stories around costs, demand for them is steadily increasing.
There are several reasons for this; a major reason is that banks or more traditional lenders are loaning money to fewer people. A secured loan can help you get extra borrowing that you can’t currently get on your mortgage.
At Financial Bliss we will assess your financial circumstances and make a recommendation that is right for you. Things don´t have to be complicated. We feel all secured loans should be done this way.
Mortgages
Our home is our biggest purchase. Few things receive as much thought, attention or time than purchase of the place we call our home. And this is how it should be, after all, a house is not just a house, it’s a home, somewhere we raise our families and that protects us from the outside world.
Surely the same amount of thought and effort should go into choosing a mortgage? By working with the team at Financial Bliss, you can be sure that we will put our hearts and souls into finding you the best mortgage.
We understand how important your security is and following an initial consultation, we will search the whole of the mortgage market and make a recommendation on what we feel is best for you. Not for the bank, the insurance company or indeed us, but you, the customer. We feel all mortgages should be done this way.
Utilities
As well and our other services we are able to evaluate your energy bills and make recommenadations as to how you may be able to save money here too. Contact us for more details.
Financial Bliss Overseas
We also specialise in providing mortgages and finance to purchase overseas residential property. We can help your dream to own a little piece of paradise a reality.
Insurance and Protection
Everyone needs protecting once in a while. The question is how much? It seems that everywhere you turn there are adverts for cheap life insurance and protection. Common questions can be: What level of cover is right for me? Do I need income protection? What about my family? How much should it cost? Will it pay out when I need it? What about Home Insurance?
At Financial Bliss we are qualified to advise on all areas of Life Insurance, Critical Illness Insurance, Payment Protection Insurance and Home Insurance. With a free consultation we can fully assess your lifestyle and views and make real life recommendations that are right for you and your family. It doesn’t have to be complicated, we simply believe in finding the right cover at the right price for you. We feel all insurance should be done this way.
Will & Estate Planning
Many people put off making a will, after all, it tends to be a discussion around a subject none of us like to think about. However, the importance of making a will cannot be underestimated.
If you die without a will your assets will be distributed according to the law rather than your wishes. This could mean that your partner receives less than they expect or that money or assets are distributed to family members who either may not need it or indeed you would not want to receive it.
We keep wills simple and will only make a recommendation where actually required. We feel all wills should be done this way.
